Ever find yourself wondering where all your money goes at the end of the month? You work hard, serve your clients, and yet it seems like your cash flow vanishes as quickly as it arrives. Sound familiar? You’re not alone.

Many business owners unknowingly have money leaks—those hidden, sneaky drains on your revenue that, if left unchecked, can seriously hold your business back.

I remember the day so clearly. My chocolate business was taking off—I had orders coming in, but I was hit with a hard truth: I didn’t have enough money to buy the ingredients I needed to fulfil them. How did I get there? Well, I was avoiding the numbers. Subconsciously, I knew things weren’t great, but I didn’t want to face it. I told myself I’d figure it out later. But that moment, standing in my kitchen with no ingredients and a stack of orders, I couldn’t avoid it any longer. I had to get honest with myself. I sat down, faced my finances head-on, and realized how much I’d been holding myself back by avoiding the numbers. It wasn’t fun, but it was the wake-up call I needed. I put on my big girl pants, tackled the numbers, and turned things around within a month.

The truth is, avoiding the money talk keeps us stuck.

The good news? You can fix them! Let’s dive into where these money leaks are happening and how you can plug them to boost your cash flow and set your business on a solid path to financial success.

1) Not Getting On Top of Your Money Stuff

One of the biggest leaks in your business might be not getting on top of your money stuff—things like avoiding chasing outstanding payments, feeling awkward about being paid upfront, or letting unused subscriptions pile up.

For example, some of my clients feel uncomfortable asking to be paid upfront, fearing it might scare off potential clients. But think about it—if you don’t get paid, how will you sustain your business? This hesitation to deal with money head-on often leads to delayed cash flow and unnecessary stress.

And then there are unused subscriptions—you know, those tools and software you signed up for but rarely use? They can quietly drain your bank account if you're not paying attention.

Getting a handle on your invoicing, subscriptions, and mindset around payments is key to plugging this leak. You deserve to be paid for the value you provide, and setting up clear systems for payment—like automated invoicing and upfront deposits—will help you stop these leaks fast.

2) Barriers to Purchase = Silent Profit Killers

Ever tried to buy something online but the process was so clunky that you just gave up? That’s exactly what your clients may be doing if your checkout process isn’t seamless. If your website has unclear pricing, too many steps to purchase, or limited payment options, you’re losing money without even knowing it.

Moreover, many business owners struggle with not putting their offers out there often enough. If your clients don’t know what you sell or how you can help them, how can they buy from you? It’s essential to communicate your offerings clearly and consistently.

One of my clients felt “pushy” selling her services and would avoid telling people how they could buy from her. After working through her mindset in my Master Your Money Mindset course, we reframed her perspective. She realised that making the purchase process easy and sharing her offerings was actually serving her clients, not pushing them away. The result? Her best month ever in business!

3) Ignoring Your Money Stories

Here’s the sneakiest leak of all—your mindset around money. The stories we tell ourselves can quietly sabotage our success. Maybe you feel guilty for wanting to make more money, or you believe making money has to be hard. These money stories shape how you run your business, and if they’re holding you back, you could be leaking income without realising it.

Teresa had a story that to be successful, she had to hustle constantly. But she also wanted to enjoy her life, so she resisted doing what was needed. Once we worked through her mindset and she started automating processes, she was able to do more in less time. This was one of the ways, she changed from scraping by to making a six-figure profit!

Take some time to journal your money beliefs and identify any that are holding you back. Trust me, once you plug this leak, the flow will change. If you need some help, I have 50 journaling prompts in my Money Mastery Bundle, along with meditation and EFT videos.

4) Failure to Track = Failure to Grow

If you’re not tracking your income and expenses, you’re operating in the dark. This is a huge money leak! Tracking helps you spot trends, identify where your money is going, and stop those small leaks before they turn into torrents.

One of my clients avoided looking at her numbers. She didn’t know how much she earned, let alone her outgoings. After we started tracking her finances, she quickly quadrupled her income! More importantly, she felt empowered to make informed decisions, allowing her to invest in herself and her business. This is what we do in my Plan to Profit VIP Day… it’s not scary, I’m there to guide you, without judgement or shame, to plan out how you can double your income! Drop me a message to chat about whether the VIP Day is for you.

Tracking doesn’t just plug the leaks—it gives you the power to grow.

5) Negative Money Mindset = Repelling Income

Money is energy—it flows where there’s value. If you treat money like a scarce resource or something to be chased, you might unknowingly be pushing it away. Negative beliefs about money—like thinking it’s hard to come by or that you don’t deserve more—create massive money leaks.

In my Master Your Money Mindset course, we talk about how when we see money as a positive exchange for the value you’re providing your clients, it opens you up to a steady stream of income. This one simple, but powerful shift in mindset can plug this leak.

6) Ignoring Your Money Personality

We all have a unique relationship with money. Whether you’re a spender, a saver, or an avoider (and neither are right or wrong, before you start judging!), your money personality can create leaks if you’re not paying attention. If you’re spending without considering ROI, or you’re avoiding big investments out of fear, you’re missing opportunities to grow your business.

Get to know your money habits in my Master Your Money Mindset course. Are they working for you or against you? When you understand your relationship with money, you can use it to your advantage and plug unnecessary leaks.

7) Not Respecting the Money You Have

Money needs attention. If you’re disorganised or haphazard with your finances, you’re leaking potential income. Maybe you’re throwing receipts in a drawer or avoiding setting financial goals. When you don’t respect your money, it slips through the cracks.

Start by giving your money the respect it deserves—track it, set goals, and organise your financials. Show gratitude for every penny that comes in, and you’ll be amazed at how it multiplies.

8) Not Prioritising Profit

Do you pay all your expenses first, hoping there’s something left over for you at the end? That’s a major money leak! Instead of waiting for the leftovers, try the “Profit First” mentality—take your profit out before anything else.

This forces you to run a more effective business and focus on efficiency. Prioritising profit plugs one of the biggest holes in your finances, ensuring your business works for you, not the other way around.

Ready to Plug Your Money Leaks?

If these money leaks sound familiar, don’t worry—you’re not alone. By identifying and fixing them, you can turn the tide and create a healthy, sustainable flow of income.

Take my Free Money Mindset Quiz and discover exactly where your money leaks are hiding—and how to fix them.

Need more help? My Money Mastery Bundle is designed to help you rewire your mindset and remove those blocks. It’s time to open up to abundance and prosperity!

Want to go even deeper? My Plan to Profit VIP Day will walk you through every step of getting intimate with your numbers, so you can make empowered financial decisions and confidently grow your business. Let’s make those numbers your friend and your greatest tool for success! Drop me a message to chat about whether the VIP Day is for you.

Recap: The Importance of Addressing Money Leaks

As we’ve explored, money leaks can silently drain your business's resources, impacting your cash flow and overall financial health. By getting on top of your finances, eliminating barriers to purchase, and shifting your money mindset, you can reclaim lost income and set your business on a path to sustainable growth.

Remember:

• Identify and Fix: Recognising the signs of money leaks is the first step toward a healthier financial future.

• Track and Automate: Regularly tracking your income and expenses can empower you to make informed decisions and automate your processes to save time and reduce stress.

• Prioritise Profit: Implementing strategies like the “Profit First” mentality ensures you’re putting your financial well-being at the forefront of your business strategy.

By taking these actions, you're not just plugging leaks—you're building a robust foundation for success. Whether you’re just starting out or looking to scale your existing business, addressing these leaks will create a more profitable and fulfilling venture.

Don’t forget, I’m here to support you every step of the way! Let’s work together to unlock your business's potential and turn those leaks into streams of income.

Reading List

“Profit First: Transform Your Business from a Cash-Eating Monster to a Money-Making Machine” by Mike Michalowicz

A game-changing approach to managing cash flow that encourages business owners to prioritize profit.

“You Are a Badass at Making Money: Master the Mindset of Wealth” by Jen Sincero

A motivational guide that helps you shift your mindset around money and embrace a more abundant life.

“Big Magic: Creative Living Beyond Fear” by Elizabeth Gilbert

While not solely focused on money, this book encourages creativity and overcoming fear, which is essential for any business owner.